Session 07 — Resource planning, needs vs wants, decision matrix

Course: CALM (PED0770). Topics: CALM-RC-01, CALM-RC-02. ~75 min.

Packages: CALM-RC-01, CALM-RC-02.

Official outcomes / topics

• CALM-R1: identify personal resources (time, energy, knowledge, skills, technology access, finances) and how they meet lifestyle demands.
• CALM-R2: compare needs, wants, and consequences for self, others, society; financial plans as tools; note GTI warning on gambling/get-rich schemes as a one-line reject, not a casino field trip.
• CALM-R3 (preview): lifestyle aspirations vs resources.
• Canon: resource planning; needs vs wants; decision matrices; opportunity cost.

Learning targets

1. Inventory Jordan’s resources using given hours and $774 net, not family bank data.
2. Classify items as need / want / depends in this scenario.
3. Complete a weighted decision matrix for “packed lunch vs café” or “kiosk table rental vs no table.”

Prerequisites

Session 02 hour map; session 06 $18/week café extra. Calculators.

Diagnostic / retrieval

Sort: bus pass, concert, water, brand hoodie, phone plan. Students will disagree on phone — that is depends (job contact vs extra data). Disagreement is the point.

Instruction

Resources (R1) are not only money: Jordan has 12 job hours, Grade 12 knowledge, a phone, aunt housing (determinant), bus access. Missing: a car.

Need: serious harm if missing in the scenario (bus to keep the given job; food; shelter is given via aunt — we do not interrogate real housing).

Want: concert.

Depends: phone — need for the employer to text shifts; extra gaming data is a want.

Opportunity cost: café lunches cost $77/month extra (session 06). That $77 cannot also be a kiosk inventory boost.

Gambling line (R2 GTI): lotteries/high-risk “get rich” are not a resource plan. One sentence; no play.

Matrix: rows = options; columns = criteria (cost, wellbeing, job risk, project); scores 1–3; weights optional at proficient.

Timed visuals

id	trigger	duration	alt	teacher cue	tutor cue
CALM-VIS-07-INV	After retrieval	70 s	Six resource tiles	“Time is a resource”	Don’t ask real income
CALM-VIS-07-NWD	Minute 18	40 s	Need/want/depends columns	Phone in depends	Stay in scenario
CALM-VIS-07-MX	Minute 40	80 s	2×4 matrix packed vs café	Show 3+2+3 vs 1+3+1	Add numbers in cells

Modelling / worked examples

Jordan inventory:

Resource	Given evidence	Limit
Time	12 h job + school	Saturday extra optional
Money	$774 net/month	Not a real paystub
Skills	Cashier	Not a chemist
Tech	Phone	Data cap unknown — don’t invent
Social	Coworkers 15 min	Thin
Knowledge	Grade 12	CALM started

Matrix packed vs café (weights: cost 2, wellbeing 2, social 1):

Packed: cost 3×2=6; wellbeing 3×2=6 (CFG lunch exists); social 1×1=1; total 13.

Café: cost 1×2=2; wellbeing 2×2=4; social 3×1=3; total 9.

Decision: packed wins on this weighting. A student may reweight social to 3 — then café can win; they must show the arithmetic and name the leftover drop.

Kiosk: table $40/month vs selling from a backpack (school may forbid). Criteria: safety, visibility, cost. Backpack scores low on safety — we do not send students to street-vend without approval. Classroom table only.

Guided practice + answers

Pairs classify 8 given items for Jordan. Then fill the packed/café matrix with the teacher weights first.

Answers: bus need; concert want; lunch need (form can differ); extra energy drinks want; kiosk unscented soap inventory need if Track E chosen.

Independent practice

• FOUNDATION: 6-item sort need/want/depends.
• CORE: Resource inventory table with four rows from given data.
• PROFICIENT: Weighted matrix; totals correct.
• ADVANCED: Change one weight, recompute, explain who is affected (self, coworkers, kiosk customers — R2 “others”).

Project connection

Milestone 1 requires this matrix or an equivalent trade-off paragraph. Track P uses Jordan’s lunch matrix only.

Checks for understanding

“If café wins after reweighting, did packed become a want?” No — lunch is still a need; café is the want form.

Misconceptions

Wrong	Repair
“Needs are whatever feels urgent.”	Harm-if-missing in the scenario.
“Matrices prove the one true answer.”	Weights are values; show them.
“I must use my family’s grocery bill.”	Given numbers.
“Crypto is the resource plan.”	R2 get-rich reject.

AI Tutor prompts and safeguarding boundaries

Allowed: “Add these weighted scores.” “Classify items for Jordan.”

Forbidden: live stock tips; “how much does your family make?”; gambling tips. Crisis → humans.

Human-tutor handoff

Poverty shame: stay on $774 given. Counsellor if distress.

Exit ticket

One need, one want, one opportunity cost in dollars.

Sample: bus need; concert want; café extra ≈ $77/month not available for soap inventory.

Homework

Do not bring real bills. Optional: blank matrix for River’s “extra café shift vs sleep” using session 04 hours.

Teacher guidance

Mark arithmetic and labelled trade-offs. Do not mark “correct lifestyle.” No product placement for banks.

Materials

Inventory sheet; matrix grid; given $774/$40/$77.

Preparation

Write the weight set on the board before independent work so CORE students match.

Timing

Min	Move
0–8	Sort retrieval
8–22	R1 inventory + R2 definitions
22–40	Model matrix with products 13 vs 9
40–62	Guided + independent
62–70	Project: which matrix goes in Section C
70–75	Exit

Online alternative

Spreadsheet matrix with locked given-number cells.

Low-technology alternative

Paper grid. Mental math allowed; show work.